Tom R. Gibbings, CLU®, CFP®*

Managing Partner & Financial Adviser - Investment Adviser Representative AIC

[email protected]

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Tom is the Managing Partner of 20/20 Financial Advisers of San Diego, LLC, where the guiding principle is "Your Future is Our Focus." Tom applies this principle every time he helps business owners, individuals, and retirees with financial planning.

Tom is a graduate of San Diego State University and has 31 years of financial planning experience.  As a registered representative of Ameritas Investment Company, LLC. Tom provides a variety of financial products - stocks, bonds, mutual funds, and other equity and risk management products. As an investment adviser representative of CMI Tom also offers fee based investment and financial planning service.  This assists his clients to provide for their families, protect their estates, and look forward to a healthy retirement. 

He has been a speaker at the California Leaders' Convention and is a recognized seminar leader for financial planning topics. Tom also took to the airwaves a few years ago as the host of The Financial Digest and Ask the Expert on KSDO Radio in San Diego, California. Several years ago he hosted the Money Minute on KOGO Radio in San Diego, where he coined the “$53,000 cup of coffee” – the price of a $3.00 daily latte invested over 20 years.

A native San Diegan, Tom and his wife, Elvira, raised their son, Tom Jr., and daughter, Darcy, in the San Diego community of Point Loma.

Tom is a tireless volunteer for local community service projects. He is a past president and current board member of the Point Loma Optimist Club.

CA Life Insurance No: 0576103